A person holding a phone showing the ING Banking to go app in the App Store
ING Germany · Mobile Post-Box

Transforming the mobile post-box experience

Redesigning a critical banking feature to reduce support calls, improve findability, and create feature parity between the web and mobile platforms.

Role · UX Designer Team · Service & Security Squad Timeline · Jun–Aug 2020 Methods · Research · Flowcharts · Prototyping Tools · Jira · Axure · Sketch
Before, after and metadata syntax of the redesigned ING post-box

The challenge

The ING Germany mobile banking app serves millions of users who rely on the post-box to access critical financial documents — from account statements to investment updates. But feedback revealed real usability friction: customers struggled to find specific documents, confusion around the archive drove support calls, and the mobile experience lagged behind the web.

The core challenge

How do we design an inbox that meets the very different needs of users — from the casual user to the professional trader — while fulfilling the ING UX Design Metrics: personal, effortless, continuous, fair, surprising, engaging and supportive?

My role

As UX Designer in the Service & Security Squad, I led the redesign of the post-box — introducing search and filter capabilities while fundamentally rethinking the information architecture to serve both casual users and power users who trade stocks and manage investments.

Guiding principle: better structure before more features. Give people system-level context and item-level clarity, so most can find documents by browsing — with search there when they need it.

Grounded in usability heuristics

Four strategic goals for the redesign.

Heuristic 01

Visibility of system status

Users had no indication of total document count, archive size or loading states during search. Lack of feedback created uncertainty about whether actions succeeded.

Heuristic 02

User control & freedom

Archiving felt permanent with no clear undo. Users feared mistakes, which led to decision paralysis and support calls.

Heuristic 05

Error prevention

No confirmation for destructive actions and no auto-save of filter states — easy to navigate away and lose search context.

Heuristic 08

Aesthetic & minimalist design

A flat list made every item look equally important — burying critical legal notices among routine statements.

01

Who are we designing for?

Spectrum of users

Two personas, one spectrum.

The two personas are the cornerstones of the spectrum of potential users — and they bring clarity to the overall complexity of the corresponding requirements. Jan wants to waste as little time as possible on his tax declaration; Tom wants a quick overview of what is new and relevant.

Jan and Tom personas with user stories and task-flow diagrams
Voice of the user

What users told us.

ING users give continuous feedback on the website and the banking app — rating the experience and answering open questions. In doing so, they surface pain points and desired new features.

“That post-box counter shows all unread messages, even if they are not relevant to me — it stresses me out.”
“Do I have to move messages into the archive if I want to keep them permanently?”
“The message descriptions tell me the time of arrival, but not the period they refer to.”
“I don’t like endless scrolling. I’m missing search and filter, so I can find inboxes from a certain period of time.”
“I don’t know if I can delete inboxes that cannot be deleted for legal reasons later.”
“It would be nice to have separated inboxes for trading and account information.”
02

Where does it break down?

Expert review

Evaluating the status quo.

The status-quo usability was evaluated through an expert review — heuristic evaluation, standalone design critique and an analysis of the taxonomy, navigation and user guidance.

Expert design review of the old post-box with annotated heuristic observations

Critical heuristic violations.

Visibility of system status

Keep users informed about what is going on, through appropriate feedback within reasonable time.

Issue

Users don’t know which inboxes they cannot delete for legal reasons, or when they can do so at the earliest.

Recommendation

Inbox items indicate whether they can be deleted — and if not now, at what time at the earliest.

User control & freedom

Users often act by mistake. They need a clearly marked “emergency exit” to leave the unwanted action.

Issue

Confusion between inboxes that can be deleted and those that must be archived for legal reasons; naming isn’t descriptive.

Recommendation

Remove the archive in favour of a “remember” function and a trash can users can restore from; supplement mail with a time reference and an ID such as IBAN or tax number.

Error prevention

The best designs prevent problems before they occur, or ask users to confirm before they commit.

Issue

A new search function cannot automatically search both inboxes and the archive.

Recommendation

Dissolve the archive and replace it with a trash can, so deleted content is findable again in one place.

Aesthetic & minimalist design

Every extra unit of information competes with the relevant units and diminishes their visibility.

Issue

The counter shows all unread messages even when most aren’t relevant; file type as primary info adds no value on mobile.

Recommendation

Make the counter show how many mails arrived since the last visit; remove file type as primary information.

03

Designing the solution

Design hypothesis

Better structure reduces the need to search.

Search UX principle: Better information architecture reduces search dependency. By making documents more scannable and categorised logically, many users can find items through browsing rather than being forced to search — while search remains available for power users and specific queries.

Redesigning information architecture

The existing post-box treated all documents as equal list items with minimal metadata. My redesign introduced a layered structure, meaningful categorisation and descriptive labels that give users both system-level context and item-level clarity.

System-level improvements
Item-level enhancements
What shipped

Features delivered.

🔍 Search

Intelligent search

Full-text search across titles, descriptions and metadata. Suggestions based on common queries, filter persistence across sessions and recent searches for quick re-access.

🎯 Filters

Multi-criteria filters

Filter by document type, date range, account and read status. Combinable filters with removable chips, plus presets for common scenarios like “Tax Documents 2020”.

📁 Archive

Transparent archive

Clear separation between inbox and archive. Batch archive with undo, archive included in global search, and a recovery path with confirmation before permanent deletion.

📊 Metadata

Enhanced metadata

Document-type badges for at-a-glance identification, relevance scoring for time-sensitive items, account association and file-format / size indicators.

04

The solution

The solution

Search, filter and clarity.

A redesigned post-box that gives casual users a scannable, categorised overview and hands power users precise search and filters — a mobile experience finally at parity with the web.

Redesigned ING onboarding and post-box entry screen

See the before / after and metadata syntax in the cover image above — open any visual fullscreen for the detail.

Refined with users

Iterations based on testing.

Key learnings & reflections.

Design for extremes, not averages

Personas at opposite ends of the usage spectrum forced better decisions than “average user” thinking. The solution worked for everyone precisely because it satisfied polar extremes through progressive disclosure.

Information architecture enables search

Adding search alone wouldn’t have solved the problem — users needed better document structure and metadata first. Good taxonomy makes search more precise and browsing more effective at the same time.

Language matters for mental models

The difference between “Archived” and “Moved to archive” seems minor but dramatically affected confidence. Time spent on microcopy and terminology testing paid off in reduced anxiety and support calls.

Platform parity isn’t always 1:1

Blindly copying desktop patterns to mobile would have failed. Parity required mobile-first thinking: a persistent search field, swipe gestures for quick actions and thumb-friendly filter panels.

If I could do it again
“I would involve customer-support teams earlier. Their daily interactions with frustrated users held edge cases and failure modes that never surfaced in formal testing — and would have accelerated every iteration.”
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